On the TON blockchain, block time is about 5 seconds. Even with an increase in network load, that time won’t increase either. In other words, in those 5 seconds, millions of transactions can be processed. Moreover, the TON blockchain has exceptionally low network fees for transactions. This is enough to solve almost all possible tasks. In a regular bank app, sending money also takes only a few seconds, but you probably don’t notice because a pretty animation plays during this time. We don’t see the point in…