В последнее время заметила, что все пользуются какими-то приложениями для финансов. Давайте почитаем об этом статью: Do money apps make us better or worse with our finances?

🛍Global downloads of finance apps are 75% higher than three years ago. In the US, 92% of 18 to 37-year-olds use finance apps. But are these apps changing how we spend and save?

💰Georg Ludviksson says people who start using finance apps spend 7% less on average. If you're constantly reminded how much you've already spent, it becomes more painful to pay for the next item.

💳But if payment apps just make spending money easier, we can end up spending more. Just think of the speed and convenience of contactless payment. Does Apple Pay take you to a point of convenience where it's just so easy to throw away money?

💎The better money apps are trying to be like Facebook. You read through your feed. Your transactions might be there, but also some insight. If your Starbucks habit is getting out of control, for example, the app will warn you.

And as personal debt levels continue to rise around the world, it seems money apps can cut both ways. They can make us more aware of how much we're spending, helping us to stick to a budget, but the convenience of contactless payment could also be encouraging us to spend even more.

NEW WORDS:
💰contactless payment: бесконтактная оплата
💰transaction: трансакция
💰warn: предупреждать
💰going out of control: выходить из-под контроля
💰cut both ways: иметь плюсы и минусы
💰to be aware: осознавать
💰debt: долг

#tuesday_news